Unlock Your 1.5% Introductory Rate!
Freight factoring application for your trucking company
Applies to the First 60 Days. 1-year recourse contract + 95% advance rate, does not apply to Sprinter Vans or Boxed Trucks.
Complete Our Freight Factoring Application to Get Started!
Completing your freight factoring application with Porter Freight Funding is fast, simple, and built for carriers who need reliable cash flow. We provide same-day funding, flat transparent rates, and no hidden fees—so you always know exactly what you’re paying for. Our U.S.-based support team helps you with credit checks, billing, fuel savings, and onboarding to keep your business moving. Apply today to access our 1.5% introductory rate and experience a better way to manage your cash flow.
Porter Freight Funding Is Different — Here’s What Sets Us Apart
When you complete your freight factoring application, you’re choosing more than a funding provider — you’re choosing a partner built to support your business long-term. Unlike many factoring companies that rely on confusing contracts, teaser rates, and surprise fees, Porter Freight Funding delivers a straightforward, transparent experience from day one. We offer flat pricing with no hidden add-ons, chargebacks only after 90 days, and dedicated U.S.-based support that knows your business and your lanes. With fast funding, real customer service, and our industry-leading PorterGO tools, Porter gives carriers and fleets a better way to manage cash flow without the fine-print traps competitors are known for. Apply today and see the difference a truly honest factoring partner can make.
FREIGHT FACTORING IN 3 EASY STEPS




Drop off your load

Submit your paperwork

Get paid in 24 hours
Non-recourse or recourse trucking factoring programs available
Non-Recourse Factoring
No reserve account – you receive 100% of
your money up front when you send your
factoring bills
Flexible contract commitment
No minimum factoring requirement
(on 1 or 2 trucks)
Free credit checks on brokers
Billing and collections included
Recourse Factoring
Competitive advance rates
Reserve account with weekly release
We offer flexible options of 1 year, 6 month, or
month-to-month contracts.
No minimum factoring requirement on
1-2 truck companies.
We will credit check all your brokers for free
Billing and invoicing assistance is optional
About Porter Freight Funding
Founded in 1991, Porter Capital Corporation started providing working capital services to a variety of industries, including the trucking industry.
In 2011, Porter Capital acquired an experienced transportation factoring company and formed Porter Billing Services, LLC, now named Porter Freight Funding. Porter specializes in funding solutions for the trucking industry through freight factoring by providing 24-hour pay on freight invoices. Porter Freight serves small and mid-sized trucking companies throughout the United States by providing a flexible approach to the working capital needs of our clients. As well as its factoring work, Porter provides access to a dispatching network with pre-approved brokers and shippers and free fuel cards to truck drivers with fuel advances and discounts at chains across the United States.
Porter Freight Funding is headquartered in Birmingham, Alabama and has an operations office in Hartselle, AL. Porter’s most valuable asset is its staff, which has 100+ combined years of freight factoring experience.

There are many freight factoring companies out there, but you deserve to work with the best.
Learn more about how Porter Freight Funding can help your trucking company grow!